When Retail Safety Fails on Paper

Retail stores often have safety procedures in place — policies, checklists, and training records that look great on paper. But when an incident happens, it’s not enough to say, “We had systems in place.” If you can’t show proof that inspections, incident reports, or corrective actions were completed, regulators and insurers may treat it as …

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School fined $140,000 after tree breach

Monday February 21st, 2022 – Melbourne private school Haileybury was sentenced today in the Melbourne County Court after previously pleading guilty to two charges under the Occupational Health and Safety Act. The school was fined $90,000 for failing to provide or maintain safe systems of work and $50,000 for failing to provide information, instruction, training …

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What is directors and officers insurance?

There is a common misconception that directors and officers insurance covers everything, exclusions in the fine print however could be your undoing….. for example: Directors and Officers insurance Exclusions The term ‘exclusions’ refers to those acts or losses that are not covered by the D&O insurance policy. Typically, a D&O insurance policy will specifically exclude: …

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